Team Members

CEO

Kalyanaram Sivalanka

Kalyan is the Founder & CEO Triam Conglomerate. Kalyan has over 18+ years of progressive work experience within diversified industries. Demonstrated excellent competency in risk management, compliance, financial analysis, financial management, audit, internal control, operations, administration and staff supervision. He has worked with leading financial institutions in UAE, Singapore and India. He has worked as Associate Director – Compliance with Bank of Singapore in Dubai / DIFC and Singapore. He has also worked with Standard Chartered Bank in UAE as Compliance Manager and Head of Operational Risk, AML and Business Support. He also gathered a strong work experience at Ernst & Young, Ford India, Oracle India and Citibank India. He is a qualified Chartered Accountant from Institute of Chartered Accountants of India and Certified Internal Auditor, Institute of Internal Auditors; USA. He is a CAMS certified professional.

Chairman

Krishna

Mr. Krishna ST is an authorised risk officer. Mr. Krishna has an extensive 40+ years of banking experience out of which he has spent 12+ years in UAE. He has substantial experience in banking operations, risk management, Internal controls etc. He has worked in Standard Chartered bank for over 25+ years and was holding several positions including Head, Operational Risk, Retail and Corporate Banking, UAE & DIFC, Head of Process re-engineering, Consumer banking.

Managing Director, Compliance & AML

Terence Pinto

Terence has over 30 years of experience in the Financial Services industry where the last 15 years have been in Compliance, AML and Risk Management roles including 3 years of Shariah Compliance, having worked with Private Banks and Wealth Management firms. He also has good knowledge of DIFC Compliance and AML Regulations and is a DFSA authorised Compliance Officer and MLRO for Cat 3A and Cat 3C firms. Terence has worked with leading organisations such as HSBC Bank M.E., Bank of America – Merrill Lynch, Emirates NBD, Mashreq Bank and Burgan Wealth. He has held senior Regional and Global roles previously and more recently as Head of Compliance and MLRO. He also has a strong operations background having headed the Regional Wealth Management Operations at HSBC which also included 4 years of Compliance. He has a Bachelor’s degree in Commerce (B.Com) and has also completed M.Com (Part1) from University of Bombay and CeFA from the Chartered Institute of Bankers.

Director Compliance & AML

Ashok Anant Bhat

Ashok brings in a wealth of experience in the field of Compliance and AML. He has been registered as an Authorised Individual for the Compliance Officer and MLRO function with the Dubai Financial Services Authority (DFSA) and Qatar Financial Centre Regulatory Authority (QFCRA). He brings in a profound expertise from Private Banking / Wealth products across various jurisdictions, Corporate banking products and Fund management. He has worked as the Head of Compliance / MLRO (Authorised Individual) for Kitara Capital Limited-DIFC (Cat-3C) for over 9 years. Prior to that he was associated with ICICI Bank Limited, DIFC Branch (Cat-1) and ICICI Bank QFC Branch as an Authorised individual for carrying out similar functions. He also spearheaded the Compliance and AML function for ICICI Bank -UAE Representative Offices (UAE Central Bank regulated). Prior to moving into the Compliance roles, he was actively involved in key business roles like National Head of Transaction banking, Head of Pan India Clearing operations, Group Fraud Controller with established Financial Institutions. He is a CAMS professional. He has also completed CAIIB (Institute of Indian Bankers), and Cost and Works Accountant from India. He also holds a diploma in Management studies from Mumbai University.

Director Compliance & AML

Rahul Bajpai

Rahul holds professional experience of close to 19 years in the field of Compliance, AML, Risk Management, Banking Operations & Finance spread across banking, business process outsourcing, pharmaceuticals, manufacturing, audit & assurance verticals. Rahul started his career with an audit firm in the audit & assurance domain. After that, Rahul moved into corporate world and he then worked with organizations such as Duncan, Genpact. Rahul had also been associated with ICICI Bank, Qatar as Chief Manager- Finance & Operations. His last engagement had been with BanyanTree Bank, Mauritius as Chief Operating Officer. Rahul graduated from the University of Calcutta in Bachelor of Commerce (Honors) with First Class. He is also a qualified Chartered Accountant from The Institute of Chartered Accountants of India (ICAI). Rahul has also been (a) CAMS certified and (b) FLMI professional.

Director Compliance & AML

Shashwat Sanyal

Shashwat holds over 21 years of experience with multinational corporations across two industries. He built a career in banking with Standard Chartered Bank for 17 years with a proven track record of delivery in leadership roles across a broad range of demanding appointments covering the challenging markets of Middle East, Africa, Pakistan and India.

His key competencies lie in Risk Management & Governance (Internal Controls, Portfolio De-risking) | Change Management| Operations/Process Efficiency| Conduct, Compliance/AML & Assurance| Cross Functional Matrix Team Management|. He carries significant experience in overseeing the delivery of sensitive regulatory obligations and was responsible in his role as Executive Director for structuring & delivery of Compliance programs for the implementation of SCB’s obligations to the US regulator (New York State Department of Financial Services) for Commercial Bank (2014) and DIFC regulator (DFSA) for Private Bank (2018).

With a Bachelor of Commerce & a Postgraduate in Business Administration, he holds a Specialist Certificate in Conduct Risk (Spec.Cert(Conduct)) and is an affiliate member of the International Compliance Association. He is also a member of the Association of Certified Anti-Money Laundering Specialists and is CAMS certified.

Director Compliance & AML

Anusha Bharatwaj

Anusha brings with her over 10 years of rich experience across compliance, corporate secretarial and legal documentation primarily in the financial services sector. Prior to joining Triam, she was the Head of Legal and Compliance at Silverdale Capital Pte Ltd., a Monetary Authority of Singapore regulated fund management company in Singapore. In India, she has been part of the investment banking teams at Enam Securities Pvt Ltd (now Axis Capital) and A.K. Capital Services Pvt. Ltd. and the corporate secretarial team at Reliance Industries Ltd. By qualification, she is a Law Graduate, a qualified Company Secretary and an MBA in Finance.

Director Finance

C. N. Balakrishnan

Balakrishnan is financial service professional with 20+ years of experience solutions delivery experience spans across the field of financial management & reporting, cash flow management, financial restructuring, Accounting, Accounting policies, audit & assurance, financial risk management (including ICAAP & Liquidity Management), and business process improvement in addition to Financial consulting experience with a Big 4 audit firm. He has played a fractional CFO roles for Mid to Large sized corporates & his experience includes supervising the accounting system, Financial reporting to Senior Management & Board, Liquidity / Treasury management (Cash flow Management) & compliance with relevant IFRS & IAS. In his advisory capacity with a Big 4 audit firm, Bala has managed broad range of client engagements reviewing & advising financial institutions on the regulatory requirements with regards to Capital adequacy, Liquidity management, Stress testing scenarios, Basel III requirements and Regulatory reporting forms. In his role with Financial institutions he has gained expert knowledge in Risk management and basic understanding of compliance function. He is a Chartered Accountant (ICAI) & Cost Accountant (ICWAI) from India. He is also a Certified Risk Management professional from the George Washington University (GWU).

Director Finance

Raghunathan Srinivasan

Raghunathan Srinivasan is a Chartered accountant from India and has worked in senior roles in different financial services companies in India as well as UAE.

He has been in UAE for the last 20+ years and had been working as CFO for a renowned financial services Company. Prior to that he was the Finance VP for Kotak Mahindra Bank in India. He is an authorized Finance Officer for DIFC.

Snr Manager Finance

Ritu Gamnani

Ritu is an experienced finance professional with more than 6 years of DFSA related finance experience. She started career with Emirates NBD as a project accountant and got promoted as Financial Analyst. She joined Nomura International PLC and Nomura Asset Management as a finance associate. She joined Centaur Asset Management as a Group Finance Manager and was instrumental in driving the finance function for their asset management and fund wing. She later joined Equitativa Group ( Emirates REIT Fund Manager) as a Group Finance Manager. She joined Noor Bank as Assistant Vice President in their Financial control and cost management department. She brings depth of financial knowledge to Triam. She is a commerce graduate from La Trobe University Australia. She has also completed CMA (USA) and Certified International Financial Reporting specialist.

Senior Compliance Consultant

Nagaraj

Coming soon....

Director, Compliance & AML

Jasbir Bindra

Jasbir has more than 27 years of experience in the financial services industry, including financial crime compliance – AML risk management, financial accounting and reporting, treasury finance and treasury operations, market risk, credit risk, and operational risk management. He has worked in senior roles including Chief Financial Officer, Regional Treasury Controller and country head of Financial Crime Compliance for Global Banking and Markets at HSBC MENA.
In his role in Financial Crime Compliance, Jasbir was responsible for setting up the financial crime compliance functions in DIFC and ADGM offices for HSBC while supporting the UAE onshore business. He implemented compliance policies and procedures to meet local regulatory requirements of UAE Central Bank, DFSA (for DIFC) and FSRA (for ADGM) and to meet US Monitor recommendations under DPA. He also delivered training on AML, AB&C and Sanctions for meeting regulatory requirements in ADGM, DIFC and UAE onshore.
In his role as the regional CFO, Jasbir was responsible for managing financial reporting and accounting for a business with revenues of $1bn and assets of $35bn and was a director of subsidiary companies. He was also a member of the Global Finance leadership team for HSBC’s Global Banking and Markets business.
In his role as Regional Treasury Controller, Jasbir managed the HSBC MENA regional treasury center supporting 11 dealing rooms where he built up the product control and treasury operations teams and introduced new products driving revenue growth by 10x while maintaining a strong control environment.
Jasbir is a Chartered Accountant (member of the Institute of Chartered Accountants in England and Wales). He is also a member of the Accountants and Auditors Association of the UAE and a Certified Anti Money Laundering Specialist. He is a graduate from Middlesex University, UK.

Director, Compliance & AML

Bernard Pinto

Bernard is a seasoned banker with a banking career spanning over 40 years of experience with Public listed Bank in India (Punjab National Bank). He was previously authorized as Compliance / MLRO for CAT 1 Bank (PNB) in DIFC for over 5+ years.  During his stint in the authorized role, he was responsible for implementing DFSA policies and guidelines, reviewing and updating policies and discharging the responsibilities as Compliance / MLRO and attending to DFSA reviews at regular intervals.

Director, Finance

Humza Ghazi

Coming soon ...

Director, HR services

Aarti Tondon

Coming soon ...

Director, Finance

Sugato Sanyal

Sugato is a seasoned finance professional and business leader with vast and varied multinational experience. He is a Chartered Accountant from India with nearly 35 years of post-qualification experience. He has a proven track record in audit, tax planning and transfer pricing, fund raising, finance & treasury and ERP implementation. He has in depth knowledge of IFRS / Accounting standards and has been efficiently managing Finance Officer roles for varied industries. He left his industry role to embark in to the new realm of consulting world to help grow businesses and create impact at scale. He will be assisting clients in multiple areas including acting as Finance Officer, Tax advisory and providing guidance on IFRS and other international standards.

Director, Risk Management Services

Sridevi Manoj

Sridevi is a Chartered Accountant (India), Certified Internal Auditor (USA), Certified Information Systems Auditor (USA) with 23 years' work experience in Audit, Risk Management, Finance, Treasury and Strategic Planning predominantly in the financial services sector.
She has been associated with United Arab Bank in several senior roles encompassing, Risk management, Audit and Finance. Prior to that she was with National Bank of Umm Al Quwain as Head of Strategic planning and was instrumental in driving their financial budgets and reporting.

Director, Risk Management Services

Venkat Sarma

Venkat is a seasoned banking & Risk Management professional with 32 years of industry experience and in-depth exposure to markets in Asia, Middle-East, Africa, Western & Eastern Europe and Americas having handled country, regional and global assignments. During his career, he has worked within several domains - Consumer Finance, Retail banking, Cards & Payments, Wealth Management and SME/ Middle Market business lines and Fintech. He has held Regional and Global positions in American Express, ABN Amro Bank , Renaissance Capital , Mastercard & in a boutique PE firm.
Areas of strength where he has made significant contributions are AML / Risk management across retail and SME/ Middle market portfolios, Strategy, Basel II & Economic Capital, internal control, product management, managing start-ups & turnarounds, complex projects involving operations/process re-engineering & integration/change management, P&L management of Consumer Finance, Cards issuance / acquiring businesses & Wealth management businesses. Venkat has a broad range of experience in diverse geographies, in different product lines and across all risk and control functions in financial services and payments at a senior level, positions me well for senior executive & board level roles. Additionally, involved in Corporate Training as a Trainer/ Facilitator, conduct webinars & contribute relevant articles on Banking and Risk Management.
He is an MBA from University of Delhi.

Associate Director, Compliance & AML

Gilbert Guria

Gilbert has 15+ years of experience in AML/KYC and Compliance in commercial, investment, private and retail banking. He has worked with several leading financial institutions such as HSBC, Standard Chartered and Deutsche Bank in India, UK and Bermuda. He has strong operations background and worked as Team lead having staff supervision responsibilities in these banks. In HSBC he was responsible for migration of KYC processes from Bermuda and Canada to Bangalore. In Deutsche Bank he was India head of AML-KYC Quality Assurance. His team was overseeing the compliance in regions namely America, Asia Pacific and Europe.
He is a CAMS professional with a Bachelor's degree in Commerce (B.Com) from Gauhati University and an EMBA from Indian School of Business (ISB).

Director, Compliance & AML

Zahoor Khan

Coming soon ...

Associate Director, Compliance & AML

Komal Cheta

A seasoned professional, with an extensive background spanning over 9 years in the Banking & Financial Services industry. Komal began her journey as an assistant compliance officer at HDFC Bank (India) as she navigated her way through various roles to ultimately manage Client onboarding and compliance operations for wealth and retail banking clients, setting foundation for her future endeavors. A pivotal point in her journey led her to Dubai, where she transitioned to ICICI Bank, DIFC as a KYC Analyst. In this role, she honed her skills in analyzing and ensuring compliance with DIFC regulations, contributing to the financial integrity of the institution.
Post her stint with ICICI, she took on the role of Deputy MLRO at a couple of distinguished wealth management firms in DIFC. These positions allowed her to play a crucial role in overseeing anti money laundering efforts and supporting implementation of robust compliance measures. Throughout her journey, she has been dedicated to upholding the highest standards of regulatory Compliance & contributing to the financial Industry’s integrity. She is a ACAMS certified KYC Analyst and has also completed CISI DIFC Rules and regulations.

Associate Director, Compliance & AML

Neha Bhandari

Neha is an AML & Compliance professional with experience of over 8 years with various top Banks and financial institutions across Singapore and Dubai. She is a Chartered Account and an MBA, she began her career from HDFC Bank in India before moving to Singapore in 2006 where she had worked with various Banks and Financial Institutes. She is a CAMS certified professional. After moving to UAE and before joining Triam, she was with Emirates NBD Bank as a Compliance specialist.
She worked with ABN AMRO Singapore an AML Analyst. She then worked with Barclays Wealth as Compliance Analyst. She worked with Deutsche bank as a Senior Compliance Associate. She added more experience Assistant manager in Citibank SG.
She also worked in temporary roles with Coutts Private Banking, Singapore and State Street Bank, SG in Compliance wings. She brings an in-depth experience in AML for private banking clients coupled with regulatory exposure from International Banks.

Director, Compliance & AML

Aizaz Naseer

Aizaz is a seasoned Legal and Compliance professional. Prior to joining Triam, he was associated with Standard Chartered Bank and Al Tamimi in UAE. In his role at Standard Chartered, he has been instrumental in rendering legal / Compliance advice and drafting agreements/documentation for products/ facilities for Retail Banking, Wealth Management & Private Bank segments across the Middle East, Africa & Pakistan. Managed the Legal, Compliance and CDD Teams for SCB Retail & Wealth Management segments. Rendered advice and prepared agreements/documentation for the Retail, Priority, Islamic, Commercial, Wealth Management and Private Bank segments. Approved Product Programs for local & cross-border legal risks while ensuring adherence with Group guidelines & local laws. At Al Tamimi, he was part of the advisory board that advised banks in the UAE on several legal matters.
He holds an LLM degree from Columbia University, USA; LLB from University of Punjab and BA (Hon) from University of Michigan.

Director, Compliance & AML

Abhishay Gupta

Abhishay is an experienced compliance professional having 20 years of work experiences across Asia, Middle East, and America (including the USA) with globally listed banks such as ICICI Bank, State Bank of India and UBS Bank- Canada, and other financial services industries such as wealth management firms.
He has deep understanding about regulatory compliance and AML related matters as he got the opportunity to work under multiple regulations on the same field such as FINRA of the USA, MAS of Singapore, FINRAC/OSFI of Canada, CMA of Oma, RBI/ SEBI of India, and DFSA in the UAE.
In addition to the above, he got opportunity of setting up regulatory & AML compliance functions/culture for newly incorporated company in overseas jurisdictions including Oman (ICICI Securities Limited-Oman) and DIFC (ENAM Asset Management (Middle East) Pvt. Ltd). He also performed independent compliance oversight of the company (I-Sec Inc.) located in the USA and Singapore jurisdictions, interacted with the respective regulator, and managed to obtain clean on-site inspection report.
He has also experienced other profiles during his associations with different companies such as Accounting and Finance, Internal Audit, SOX implementation, and SIX Sigma testing on banking operations processes.
He is a qualified chartered accountant from India and has completed Executive MBA program from SIBM, Pune in India. He is an active member of ACAMS and has cleared Canadian Securities certification course as well.